int +3 = costs six points per +1 = costs one point pre +2 = costs three points com -3 = saves six points str -2 = saves three points sta -1 = saves one point dex +2 = costs three points qik +1 = costs one point 14 points spent - 10 points saved = four points spent You have three left over. If this is a magus, I would suggest raising your stamina.
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